Financing with Montrose Kia of Sheffield

Welcome to Our Financing Department

Long-Term Purchase or Short-Term Lease, All Your Finance Options Can be Found at Montrose Kia of Sheffield

Test driving and researching new vehicles are the fun parts of shopping for any new car or SUV. Budgeting, running the numbers, and figuring out repayment plans are the not-quite-fun part for many Avon OH, Lorain OH, North Ridgeville OH and Elyria OH drivers. At the Montrose Kia of Sheffield finance team, we can't promise to make setting up a payment plan for your new car fun, but we can promise to make it easier. We work with many banks in the Sheffield OH area and walk you through every step of the process, to make it easier to understand and more efficient for you.

Loan or Lease - Which is Right for You?

Whether you should finance, or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it's a great option if you like always having access to the latest automotive technologies and features. However, it's important to consider that a lease has mileage limits. And, because you won't own the car, you aren't able to make major modifications. With a loan, payments are a little higher, but the car is yours; so, you're paying into equity and can make changes to your heart's content.

Save Time by Getting Pre-Approved for Financing

Time is valuable, and no one likes spending it just waiting around. We know you're busy and that's why we provide opportunities to streamline the car-buying process wherever possible. Before your visit, take some time to fill out our online credit application so you can get pre-approved before you come in. That way you can avoid a long wait in front of one of our desks and will have more time behind the wheel of your new ride.

Your privacy is important to us.

Montrose Kia of Sheffield takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.